1. Scope

This Privacy Policy applies to information collected through the BETRZ LLC website, quote-request forms, contact forms, and related communications. It does not control the privacy practices of insurers, licensed insurance professionals, advertising platforms, analytics providers, or other third parties whose services may be linked or used.

2. Information we may collect

We may collect information you provide, including name, email address, telephone number, ZIP code, state, insurance category, current coverage status, age range, desired timing, and other details included in a quote or contact request.

We may also collect technical information such as IP address, browser type, device information, referring page, timestamps, form interactions, cookie identifiers, and security logs.

3. How information may be used

• To process and route a quote or contact request.
• To communicate about insurance products or services when permitted by your consent.
• To connect you with service providers or licensed insurance professionals.
• To operate, secure, troubleshoot, and improve the website.
• To prevent fraud, spam, misuse, and security incidents.
• To comply with legal obligations and enforce website terms.

4. How information may be disclosed

Information may be disclosed to licensed insurance professionals, insurers, lead-routing or call-center providers, technology vendors, hosting and email providers, analytics providers, professional advisers, regulators, or law-enforcement authorities where appropriate. The exact recipients should match the company’s operational arrangements and user-facing consent.

5. Communications and consent

When you submit a quote request and provide the required consent, you may receive calls, text messages, or emails from BETRZ LLC and/or disclosed service providers or licensed insurance professionals. Automated technology may be used where stated. Consent is not a condition of purchasing insurance. You may request to stop marketing communications using the instructions in the message or by contacting us.

6. Cookies and similar technologies

The website may use essential cookies for security, preferences, and form operation. Optional analytics or advertising cookies should only be enabled and described if actually implemented. Browser settings may allow you to block or delete cookies, although some site functions may be affected.

7. Data retention

Information may be retained for as long as reasonably necessary for the purposes described in this policy, including request fulfillment, consent records, dispute resolution, fraud prevention, legal compliance, and business records. Retention periods should be configured to match actual operational and legal requirements.

8. Security

Reasonable administrative, technical, and physical safeguards may be used to protect information. No internet transmission or storage system can be guaranteed completely secure. Hosting permissions, SSL/TLS, backups, access controls, software updates, and vendor security must be maintained by the website operator.

9. State privacy rights

Depending on your state and applicable law, you may have rights to request access, correction, deletion, portability, or information about certain disclosures, and to opt out of certain sales, sharing, targeted advertising, or profiling. Rights and exemptions vary. Requests may be submitted through the Do Not Sell or Share page or by contacting us. Identity verification may be required.

10. Children

This website is intended for adults and is not directed to children under 13. We do not knowingly request information from children through the quote form.

11. Third-party links

Links to third-party websites are provided for convenience. We are not responsible for their content, security, or privacy practices.

12. Changes to this policy

We may update this policy. The effective date should be changed when material revisions are published. Where required, additional notice or consent may be provided.

13. Contact

Privacy questions may be sent to contact@betrzinsurancellc.site, by phone at (833) 457 6741, or through the Contact page.