1. Acceptance

By accessing or using the website, you agree to these Terms and the Privacy Policy. If you do not agree, do not use the website or submit information.

2. Quote-request platform

BETRZ LLC provides an online method to request information concerning insurance products. Unless separately and accurately disclosed, the website should not represent that it is an insurer, guarantee approval, bind coverage, adjust claims, or provide personalized legal, tax, financial, or insurance advice.

3. No coverage created

Submitting a form, receiving a response, or receiving a preliminary quote does not create an insurance contract. Coverage becomes effective only after all required application, underwriting, payment, approval, and binding or issuance steps are completed by an authorized insurer or licensed professional.

4. Accuracy of information

You agree to provide accurate, current, and complete information. Inaccurate or omitted information may affect eligibility, pricing, policy validity, or claims. Do not submit information on behalf of another person without authority.

5. Communications

Where you provide consent, BETRZ LLC and identified service providers or licensed insurance professionals may contact you by telephone, text, or email about insurance products. Automated technology may be used where disclosed. Consent is not a condition of purchase. You may request to stop marketing communications, subject to applicable law and operational requirements.

6. Eligibility and availability

Products, carriers, prices, discounts, limits, and availability vary by state and applicant. Any website examples are illustrative. Final terms are controlled by carrier-issued documents.

7. Permitted use

You may use the website for lawful personal or business quote requests. You may not interfere with site operation, bypass security, introduce malicious code, scrape or copy the site at scale, submit fraudulent requests, impersonate another person, or use the website in violation of law.

8. Intellectual property

The website’s original code, branding, logo, graphics, and content are owned by or licensed to BETRZ LLC unless otherwise stated. Third-party trademarks remain the property of their respective owners and must not be used to imply affiliation without authorization.

9. Third-party services

The website may connect to third-party providers. BETRZ LLC is not responsible for third-party websites, policies, underwriting decisions, products, communications, or services except as required by law.

10. Disclaimer

The website is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, no warranty is made that the website will be uninterrupted, error-free, secure, or suitable for every purpose.

11. Limitation of liability

To the maximum extent permitted by law, BETRZ LLC and its providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from use of the website. Applicable law may limit or prohibit some exclusions.

12. Indemnification

You agree to indemnify and hold harmless BETRZ LLC and its providers from claims arising from your unlawful use, false submissions, infringement, or violation of these Terms, to the extent permitted by law.

13. Governing law and disputes

This section must be completed using the company’s actual state of formation, principal place of business, dispute-resolution approach, and legally valid consumer disclosures. Do not publish placeholder jurisdiction or arbitration language without counsel review.

14. Changes

These Terms may be updated. Continued use after an updated version is posted constitutes acceptance to the extent permitted by law.

15. Contact

Questions may be sent to contact@betrzinsurancellc.site or through the Contact page.